Insurance handles the emergency room. Siffi handles everything before it — prevention, coaching, early intervention. Closing the gap insurance was never built to fill.
Healthcare costs are rising 9,5% in 2026 — the fastest increase in 15 years, according to SHRM. Mental health claims are the primary driver. Employers who invest in prevention now are the ones who reduce those claims — and that cost curve — over the next 3 years.
A clear view of where health insurance stops — and where Siffi starts.
| What you need | Health Insurance | Siffi |
|---|---|---|
| Prevention & resilience | Not covered | Core strength |
| Coaching & development | Not covered | 1:1 coaching included |
| Early intervention | Not covered | AI-matched, same-day |
| Therapy (clinical) | Covered, often with referral | 150+ therapists, 40+ languages |
| Crisis support | Partial coverage | Always-on access |
| Employer data & ROI | No employer data | Real-time dashboard + ROI |
| Global / multilingual | Network-limited | Any country, any device |
| Confidential (no claims) | Claims create a record | Fully confidential |
Click any row to see the detail behind the comparison.
Referral from a GP, insurance approval, then finding a covered provider in-network. Average wait: 2–6 weeks before a first session. For someone in acute stress, that's too long.
One click. Same-day access. AI matches the employee with the right therapist or coach in their language. No referrals, no approvals, no waitlists. The moment of need is met.
Filing a mental health claim creates a paper trail. Many employees fear it affects their employment status or insurance rates. The stigma barrier keeps high-need individuals away from support.
Fully confidential. No claims. No diagnosis required. No record created. Employers see aggregate, anonymised data only. Employees trust it — which is why activation rates are high.
Insurance activates after a diagnosis. It doesn’t cover coaching, resilience programmes, stress management, or mindfulness. Prevention — the highest-ROI category — is entirely outside the scope.
Prevention is Siffi’s core value proposition. Self-guided programmes, group webinars, coaching, mindfulness tools — all designed to catch stress and burnout before they become clinical issues.
Aggregate claims data arrives months late. No real-time visibility into mental health engagement, no engagement metrics, no way to identify high-risk departments or measure programme ROI.
Real-time employer dashboard showing activation rates, engagement depth, and trend data. Monthly reports. 90-day ROI measurement using the SEIC model. Your data, your decisions.
Healthcare costs are rising 9,5% in 2026 — driven largely by mental health claims. Without a prevention layer, this trend continues to compound, and employers absorb higher premiums each year.
Fixed, predictable per-employee pricing. No claims inflation. Companies that run Siffi alongside their insurance typically see reduced clinical claims over 12–24 months as fewer employees reach crisis.
Network-dependent. Employees working remotely, internationally, or outside the insurer’s geographic coverage may have no practical access to mental health support through their insurance policy.
150+ therapists and coaches across 40+ languages. Digital-first. Any country, any time zone, any device. Built specifically for globally distributed and remote-first teams.
Every employee who reaches a mental health crisis costs 3–5× more in treatment, absence, and productivity loss than one who received early support. Insurance pays for the crisis. You pay for everything around it.
Invest in prevention. Catch problems before they escalate. Fewer employees reach clinical crisis — which means fewer insurance claims, lower premiums, less absenteeism, and measurable ROI within 90 days.
The pattern is consistent — activation is fast, and the data is clear.
“When I saw the platform, I thought, this is brilliant, this is exactly what we need. It gives our employees that release, as they can just log on and find the right person to talk to in the language they feel most comfortable in, which is key when you have employees worldwide.”
Sarah Halpenny Conroy
“Siffi stood out to us for its flexible and inclusive approach to employee wellness. Their easy booking system and personalized support make it simple for our global team to access well-being resources whenever they need them. It’s a partnership that truly supports the diverse needs of our workforce.”
Ann-Marii Lääne
“Partnering with Siffi has been a game-changer. In today’s fast-paced world and work-life blend, prioritizing team members’ mental health is crucial to any company’s success. Siffi has seamlessly provided coaching and mental health support, making it easily accessible and user-friendly.”
Hanna Tiits
“The benefit of accessing top notch therapists worldwide in a matter of minutes is what makes Siffi so great. Testlio sees Siffi as a valuable partner to nurture the wellbeing and productivity of our people. Our global team loves it!”
Moonika Oras
No IT project. No procurement marathon. Three steps and your team has full access.
Whether you want to understand the problem, calculate the cost, or just run a pilot — pick where you’re at.
A 2-minute self-assessment revealing where your organisation stands — and what to prioritise. No email, no commitment.
See what poor mental health is costing your business — and what Siffi’s impact could be at your team size. Data in 30 seconds.
Full platform access for your team. Monthly reports. 90-day ROI measurement. No long-term commitment, no IT setup.
Before adding Siffi alongside their health insurance.
Book a free 30-minute consultation — no commitment, just a conversation about your team.
Book a free 30-minute consultation — no commitment, just a conversation about your team.
“It was a surprise how fast and seamlessly Siffi was able to start providing the service to all of Entain’s employees,” says Oleg. “It really is as simple as a click, and it’s done. We saw employees immediately start using Siffi across all of our locations.”
Oleg Karpušenko Head of Human Resources, Enlabs